True Retirement Planning Advisory Based on Knowledge and Education with a Fiduciary Standard
- advisory -

 

Hayes Advisory Group is a professional, Independent Retirement and Estate Planning firm specializing in the areas of wealth management and preservation, asset protection, tax efficiency, income planning and wealth transfer and distribution. We are specialists who manage personal retirement plans for a select group of pre-retirees and retirees to meet their specific goals, objectives and desires.  We do this by coordinating everything together to fully maximize and protect all areas of their retirement nest egg.  

- education -

 

Each week we provide weekly educational resources to multiple media outlets to help provide and promote retirement education nationwide.  In addition, all clients of Hayes Advisory Group receive valuable weekly market and retirement information to keep their plans updated and accurate at all times. 

- fiduciary duty -

fi·du·ci·ar·y means involving trust, especially with regard to the relationship between a trustee and a beneficiary.

As independent investment advisor representatives with specific licenses, we are held to a strict fiduciary duty. This means we are required, by law, to act in the best interest of our clients at all times. 

Quick Link to:

Quick Link to:

Get Your Retirement Plan Tax Efficient During The Economic Crisis.

Golden tax planning opportunities are here. Working with Hayes Advisory Group can help you take advantage to reduce or eliminate taxes in retirement.

Tax professionals who complete tax returns are forced into a reactive approach to try and save you tax dollars as they are operating on an after the fact basis.

 

However, in order to get as tax efficient as possible, you have to have make strategic tax moves before your return is due. We understand how the tax code works in retirement and advise our clients on a forward-looking proactive basis to help them become as tax efficient as possible, or even tax-free, in their retirement years.

​Key Points:

  • Saving for retirement is very important, but how you save is more important.

  • The key to tax efficiency in retirement is having your different tax structured

    buckets balanced properly.

  • The goal is to get your provisional income and your taxable income below

    certain thresholds. This requires the use of certain tax-free accounts.

The Most Informed People Simply Pay Less Taxes.

Tax efficiency refers to structuring savings investments so that it receives the least possible taxation. There are a variety of ways to obtain tax efficiency when properly saving and investing for your retirement. At Hayes Advisory Group, we structure a financial plan that grows wealth, and at the same time, mitigates taxes in retirement.

Suitability Rule vs. Fiduciary Duty

 

Some financial professionals such as financial brokers and agents aren’t bound by fiduciary duty. Instead, they’re only required to fulfill a suitability obligation. While fiduciaries must put their clients’ best interests before their own, financial professionals who adhere to the suitability rule must only provide suitable recommendations to their clients.

As Hayes Advisory Group, we are held to a strict fiduciary duty. This means we are required, by law, to act in the best interest of our clients at all times. 

 

The fiduciary duty is the highest standard of accountability in the financial services industry. We benefit when you benefit, and our firm is committed to your priorities being our priorities.

 

Key Retirement Education Topics

Is Your Retirement Investment Strategy Up To Date?

Are You Worried About Outliving Your Money?

Do you Have the RMD's?

Social Security Basics

Do You Have a False Sense of Security?

Yesterday Versus Today's Retirement

Hayes Advisory Group has been featured in:

Hayes Advisory Group has been featured in:

 

Kokomo Office

1825 Dogwood Court 
Kokomo, IN 46902

Indianapolis Office

13295 Illinois Street, Suite 115 Carmel, IN 46032

Zionsville Office

23 E. Cedar St. 

Zionsville, IN  46077

Phone: (765) 452-7526

Fax: (765) 452-9887

Toll-Free: (800) 939-1603

Mon-Fri: 8:00 AM - 5:00 PM

Contact us by e-mail

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor.  BCM and Hayes Advisory Group are independent of each other.  Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.  

 

The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Information provided is not intended as tax or legal advice, and should not be relied on as such.  You are encouraged to seek tax or legal advice from an independent professional.  

 

Lou Holtz was a paid speaker and his presentation and presence on this website should not be construed as an endorsement of services.

© 2018 Hayes Advisory Group